Today, there are do-it-yourself kits for most everything. You can even file bankrupcy by yourself. Not smart, but available.
What you may not know or notice is all those “hoops” you have to jump through to file a Chapter 7 bankruptcy. It’s not like it used to be when you could hire a bankruptcy attorney, pay the fee, sign a few papers, and meet him or her at the bankruptcy court where the judge clears your credit debt for a fresh start. Since 2005, BK applicants must meet certain requirements. They are: credit counseling, debtor education, and passing a “means test.” Now you know why you need a bankruptcy attorney. More info: bankruptcy attorney elgin