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Credit cards are the number one way consumers are getting themselves into debt. While it may seem so easy to swipe your card an pay later, interest and other fees add up making it nearly impossible to pay off a large sum of money. For those who have found themselves in the dilemma of credit card debt, there is credit card debt counseling to the rescue. This debt counseling teaches consumers how to use credit cards in a responsible manner so not to get into debt. The classes are available for anyone, sometimes free of charge and at other times at minimal costs. More info: credit card debt consolidation Toronto

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